NEED MONEY? Bad Credit or Low Income?  It’s Okay!

What Is A Title Loan?


A title loan is one of the easiest ways to get a loan that isn’t based solely on your credit score. Get the money you need immediately and use your car as collateral. You also get to keep your car, while you pay-off your title loan.


Payment terms usually between 24-36 months, the application process is incredibly simple. Apply online or call one of our Loan Agents at 1-888-744-8953; we’ll explain the next steps which include bringing in a few essential documents.


Once that’s done, in less than an hour you can walk out of your nearest branch, with your loan check in hand. If you cannot make it into one of our locations, no problem… We can send a Notary to you at your convenience (with your check).

Title Loan FAQ's

Get Your Loan But Keep Your Car

Since we only require the title of your car in order to approve your loan, you get to keep and drive your vehicle during the loan period. Once the loan is fully repaid, your title is promptly sent back to you. That’s it!

Loan amounts depend on your state, so if you have a car, truck or van worth at least $4,000 in wholesale value in California, you can secure a loan of anywhere from $2,500 to $50,000 using the title of your car as collateral. Arizona and New Mexico residents must own a vehicle with a wholesale value of at least $2,000, for loans starting at $1,000.

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Already Have A Title Loan But Want Better Terms?

Not satisfied with the amount of money you were given on your car title loan? Maybe you’re unhappy with the specific rates and terms of your current car title loan, or you may be receiving bad customer service; and all of this could be making you think twice about your current title loan lender. If you have an existing car title loan with another lender, call us today because we may be able to offer you better refinancing terms.

Our competitors are not able to match our competitive rates and terms, so customers seek out different ways we can help them refinance their loans. Other times, it’s our friendly customer service that attracts our customers.

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Title Loan Customer Reviews

I was struggling with financial issues after I got laid off from my job. I found out about this company and they helped me out with all my payment. In other words, this is the best loaning company ever created.

Rosemary M.
Sacramento, CA

This is a great loaning company. My husband and I just got laid off and the bills were piling up. A friend of ours mentioned this company before when she needed a loan, so we thought about giving it a try.

Riverside, CA

Service is the best I've seen. They always answer all my questions and concerns. They always kept me well informed of my loan status and payment due dates. Not to mention their rates are pretty low as well.

Alice G.
Sherman Oaks, CA

I never write reveiws for things but I can honestly say that I would definitely recommend TFC to any and everyone. Everything is so clear and simple unlike other loan applications. The customer service is excellent.

Jim C.
Fresno, CA